AMEX MEMBERSHIP REWARDS CREDIT CARD 2021

American Express is famous for its premium service and customer experience. Having an American Express Card is itself a status symbol. Fortunately, even middle-class people can also enjoy the American Express tag by getting their Smart Earn Card and Membership Rewards Credit Card (MRCC). In fact, two Amex Credit Cards even made it to our Best 10 Credit Cards in India List.

In this article, we will be reviewing the American Express Membership Rewards Credit Card (AMEX MRCC). If you want to get into the AMEX world, then this credit card is perfect for you. As it’s approval rate is the highest, and the renewal fees are reasonably low.

So, let’s jump straight into some of the highlights of this card.

• Reward Rate: 1 – 10%
• Welcome Benefit: Welcome gift of 4000 Bonus Membership Reward Points and 2000 EXTRA Reward points if you apply through our link here.
• Annual Fees: Rs. 1000 + Taxes  First Year Free if applied through this link
• Renewal Fee: Rs. 4950 + Taxes  Rs. 1500 (if applied through the link above)
• The annual fee will be waived off on an annual spend of Rs. 150,000
• Earn 1,000 bonus membership reward points for using your card 4 times on transaction of Rs. 1000 and above every month.
• Partner Offer: Up to 30% discount at Partner Restaurants and AMEX Merchant Offers

The best part about this part is the 1000 points which you can easily earn by just spending 4 x 1000 INR (i.e four transactions worth 1000 INR each). Though the renewal fee is on the higher side, you can get even with the bonus points earns. 

Reward Points

Earn 1 Membership Rewards® Point for every Rs. 50 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale.

• Taj Voucher worth Rs. 9,000
• American Express Domestic Travel e-voucher worth Rs. 7,000
• Amazon e-voucher worth Rs. 7,000
• Statement Credit worth Rs. 6,000

• Taj voucher worth Rs. 14,000
• Tanishq voucher worth Rs. 10,000
• Statement Credit worth Rs. 9,000

For more information on rewards points click here

By just spending 4 x 1500 INR per month you will be getting a 10% return (if claimed for 18K Gold Collection and 24 K Gold Collection).

Tip: Just load your mobile wallet or buy groceries, etc to reach the target easily.

How to Apply for AMEX MRCC Credit Card?

If you want to get first-year FREE and lower renewal fee then apply through this link and just furnish the basic details asked in the application form.

Documents Required?

1. ID Proof and Address Proof (Aadhar Card, Voter ID, Passport, etc)
2. Pan Card
3. Official ID (if salaried)
4. Salary Slip or 3 months bank statement or ITR Return.

Approval Rate: High

Final Notes: If you are a beginner and want to get onboard the AMEX World, then this card is a perfect match for you. Also, if you frequently shop online, especially on REWARD MULTIPLIER Merchants, then this card can really offer you some of the best returns.

IF YOU HAVE ANY QUERIES, QUESTIONS OR WANT TO SHARE YOUR EXPERIENCE WITH OTHERS THEN COMMENT DOWN BELOW. CHECKOUT 10 BEST CREDIT CARDS IN INDIA 2020-21